Haven’t I Paid Enough to the Credit Card Companies?
Recently I was telling my sister that I need to do something to help balance my budget. She told me that she filed for bankruptcy a few years ago when an attorney encouraged her. He suggested that she had paid enough interest to her debtors and deserved a rest. My answer was simple. I don’t agree with terrible interest-rate hikes but I used my cards and am responsbile for paying back what I owe. For that reason I’ve decided to get a Debt Consolidation loan. The amount of interest I’ll pay back is less and I feel like no one has been chated. But that’s just me.